What is the first thing to do if your car was damaged, be it lightly or seriously, during a disaster like Hurricane Sandy? It’s obvious that before everything else you need to call your car insurance company. Arm yourself with patience. Most likely you'll have to wait because of a huge number of calls from people who have the same problems. Remember also that the damage to your vehicle will be covered only if you have comprehensive insurance. If this is the case, take measures to provide proof of the fact your car was damaged by the flood. If it is possible without any risk to your life and health, try to take some photographs of the car while it is still covered with water. Don't forget to capture your license plate. Then try to prevent further damage of the vehicle. At least close your car’s broken windows with plastic or cardboard.
Remember that it is dangerous to start the engine even after the water recedes. In case you don’t know to what level the water raised, check the engine compartment for possible signs of moisture and condensation, as well as sand and silt. Check the condition of the air filter. If it’s wet, it is not recommended to attempt starting the car, as it can cause serious engine damage. In case you don’t have fully comprehensive auto insurance and still want to try to bring the vehicle back to life, it’s better to take the vehicle to a professional to delete the moisture using powerful fans. Don’t even think of using household space heaters for drying the car, as it can lead to fire or explosion. Trying to dry a car in the sun with open windows won’t solve the problem as well. However, even after getting your car dried out by a professional the problems such as mold and mildew can still remain.
If you plan to buy another vehicle after receiving coverage, it’s recommended to be especially cautious. Some dishonest dealers and car owners will try to get rid of cars damaged by flood. Look carefully for any signs of flood damage to avoid risk of buying a defective vehicle.